Widow is a benefit for widows and widowers who have the right to at least two retirement and disability benefits, including a survivor's pension after the deceased spouse. Currently, they can only receive one of these benefits – higher or selected. According to the new regulations, they can choose whether they want to receive the entire survivor and 15 percent. your own benefit or vice versa.
Applications for a widow's pension can be submitted from January 1, 2025. Until now, over 803 thousand have been received to ZUS. such applications, of which 89 percent They submitted women.
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Most applications were submitted in January – 309.7 thous. In May, in May, 50.8 thousand were received.
According to the regulations, the first benefits will be paid from July 1, 2025. The maximum amount may be over 5.6 thousand. PLN gross.
Widow a pension. Payments will start on July 1
The right to a survivor's pension, including your own benefit, for applications submitted until July 31 this year. It will be entitled to from July this year. In the case of applications submitted from August 1, the right to pay the benefit will apply from the month of submitting the application. This means that if someone submits an application on August 15 and meets the conditions, the right to pay the benefit will be entitled from August.
Both benefits will not be paid in full. You can receive a full survivor's pension after the spouse (a survivor's pension for one person is 85 percent of benefits that the deceased person would be entitled) and 15 percent. own benefits or vice versa.
From January 1, 2027, the second benefit (i.e. either a survivor's pension or your own pension or pension) will be paid in the amount of 25 percent. The maximum amount of the widow's pension, however, cannot exceed three times the lowest pension, currently 5,000. PLN 636.73 gross. This amount is valid from March 1, 2025 to February 28 2026.
When the sum of benefits in the intersection exceeds three times the lowest pension, the benefit will be reduced by the amount of exceeding. If the amount of the benefit received so far exceeds three times the lowest pension, the right to a widow will not be entitled. This means that, for example, if someone receives a pension of 5.7 thousand. PLN gross, he will not have the right to a widow.
When calculating the amount of the Wdowiej pension, which is compared with a limit of three times the lowest pension, benefits paid by foreign institutions and other than one -off benefits and allowances granted on the basis of the Act or separate provisions are also taken into account. This means that the limit will include, for example, a nursing supplement and carbon equivalent. Such benefits as 500 plus for dependent or supporting benefit will not be taken into account.
Widow a pension. Who is the benefit?
The award of a widow will be possible if the widow or widower has a fixed right to two benefits: their own and survivors' pension after the deceased spouse.
In order for them to receive combined benefits, they must also meet the following conditions: they are at least 60 years old (woman) or 65 years old (man); Until the day of death, the spouse remained with him in marriage; acquired the right to a survivor's pension after the deceased spouse no earlier than on the day of the age of 55 (woman) or 60 years (man); They are currently not married.
Read also: Many thousands of applications were received by ZUS. Officials will give grades in May
In case of doubt regarding the fulfillment of all the conditions necessary to obtain a widow's pension, you can use a special survey on the ZUS website. After completing it, you can also calculate the estimated amount of the benefit using a shared calculator.
