A large Russian bank found out that the Siberians want to establish self -border not only on loans

81 % of the Siberians believe that the services of self-embodiment on online operations will help them protect their money from scammers. At the same time, users would like to put restrictions not only on loans, but also on large transfers, early deregistration of money from deposits and a number of other operations, follows from the VTB survey*.

Already 65 % of Siberians use self -embodiment services or plans in the near future. 73 % are ready to advise these services to their loved ones.

Self-background is most relevant to control online loans, 90 % of the Siberians believes. Also, more than half of Siberia residents of Siberia would establish restrictions on transfers of large sums (66 %), each second-for the removal of cash by a QR code at ATMs.

Among the demanded options there is both a ban on early withdrawal of money from the contribution (49 %), and large purchases in stores (40 %).

According to most Russians, the self -consultation services will be most relevant for those who already had experience in financial losses (69 %). More than half believe that older people (58 %) and people prone to impulsive expenses (52 %) will most often use such services. Also, the service can be relevant for parents who have made children's cards for schoolchildren (45 %), for customers with cards of several banks and for people who are poorly versed in finances and modern technologies (45 %).

“The self -consumption of the Russians is in demand, but they would like to get more functions than are now on public services. We see the users of banking services a request to strengthen control over their finances in order to reduce the risks of fraud online, ”says Nikita Chugunov, head of the Digital Business Department, VTB Senior Vice President.

* VTB survey was conducted among 1,500 respondents living in large cities with a population of over 100 000 inhabitants.