Raiffeisen Digital Bank in spite of the decision of the MPC. Start deposits for new customers

May 12 this year. A new proposal has appeared for saving in Raiffeisen Digital Bank. A deposit for you in a variant for new customers is covered by an interest rate of 6 percent. per year. This is a rate higher by nearly 1 pp. from the one available in the standard offer.

A deposit for you from Raiffeisen Digital Bank is now available on special conditions. The variant for 3 months can be assumed on 6 percent per yearas long as you are a new bank customer. As in the case of the bank's standard offer, it is required to have a personal account in this bank to open the deposit.

A maximum of PLN 300,000 can be paid to a deposit in the promotional offer. Time to open it is limited. Applications can be submitted to a maximum of June 2, 2025.

Go to the application for a deposit on the Raiffeisen Digital Bank website »

Earlier discounts, now a better rate

Raiffeisen Digital Bank belongs to the banks, which before the announcement of the decision of the Monetary Policy Council about the reduction of NBP rates, reduced the rates on their deposits. April 25 this year. All variants of deposits for you, i.e. for a quarter, half a year and a year were treated with a cut of 0.60 pp. Currently, the highest percentage on a standard deposit is 5.20 percent. per year for 3 months.

Introduction of a special version of the deposit to 6 percent It is therefore the opposite of what we can meet on the market, but at the expense of the interest rate available to all customers. What's more, you will only be able to use the new deposit once. Later, the status of a new client is lost. It is worth mentioning, however, that 6 percent Annually, it is the highest rate on a deposit in this bank since the deposit was introduced to 8.50 percent. per year as part of the Black Friday promotion.

Funds paid to Raiffeisen Digital Bank products are protected by the Austrian Deposit Guaranteeing System, i.e. Österreichische Raiffeisen-Sicharungseinrichtung Egen. The guarantee of deposits is the equivalent of 100,000. euro. This is the same amount as in the case of BFG.

Interest from deposits kept in Raiffeisen Digital Bank is subject not only to Polish tax obligations, but also by Austrian tax of 25%. You can get an exemption from this commitment. To this end, you need to complete the Austrian tax form (to which the link can be found on the bank's website), which should be sent to the Austrian address Raiffeisen Digital Bank. The document must be signed by an official at the Polish tax office.

You will set up a deposit for 6% at Raiffeisen Digital Bank at this address »

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