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Another rate cut at PKO BP. Reduction on the deposit for new funds

Monika Dekrewicz2026-04-15 11:00Bankier.pl analyst

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2026-04-15 11:00

Another reduction at PKO Bank Polski. The flagship quarterly deposit now offers 3.30%. on an annual basis. Despite the lower rate, the offer still attracts with a high funds limit. Additionally, new customers who open a personal account can count on a PLN 600 bonus in the form of a refund for everyday purchases.

Another rate cut at PKO BP. Reduction on the deposit for new funds
Another rate cut at PKO BP. Reduction on the deposit for new funds
photo: Monika Dekrewicz / / Bankier.pl

Deposit for New Resources
at PKO Bank Polski is offered as part of periodic promotions. The rates assigned to the deposit are only available during the given period. After its completion, the bank may extend the special offer on new terms or change it.

This time – just like last month – PKO BP took the second route and adjusted the interest rate in the next edition of the New Means Deposit. The new rate is 3.30 percent. per annum and is by 0.20 pp. lower than previously available.

The remaining terms of the deposit were maintained. The deposit is established for 3 months (90 days) and you can deposit up to PLN 250,000. The bank allows you to have three such deposits at the same time. In this edition, the testing date for new measures is April 10, 2026. You can take advantage of the promotion under the given conditions until May 14 this year

Promotion of a personal account in PKO BP

The offer is only available to holders of a personal account, e.g. PKO Accounts for Zero. Currently, you can open an account in the “Shopping with a bonus” promotion. New bank customers can gain up to PLN 600 in exchange for logging in to electronic banking (or mobile application) and making cashless payments with the card attached to the account. PLN 100 is awarded just for opening an account with the PREMIA code and one promotional transaction. The remaining amount is a 10% refund on payments (max. PLN 50 per month, available for 10 consecutive months). The promotion is valid until June 30, 2026 or until the promotional pool of 7,000 accounts is exhausted.

You can open a promotional personal account at PKO Bank Polski on this website »

You can find more information about financial products in our comparison website

The publication contains affiliate links.

Source:
Monika Dekrewicz

Author of Bankier.pl rankings, in particular on the deposits and savings accounts market. It screens banking products, explaining to readers their detailed terms and conditions, and compares promotions, always warning against catches in the regulations. He prepares his own “Banking timetable”, in which he announces the most important changes for the sector's clients every month. A graduate of the University of Economics in Wrocław.

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