February 2026 is marked by generous bonuses for new customers in Polish banks. We have checked 9 hot offers in the list, thanks to which you can gain from PLN 450 to even PLN 4,200 in additional cash. Find out how to collect PLN 1,000 in Alior and get free Allegro Smart! in PKO BP or invest your savings at 6.5% in VeloBank. Here's a simple guide to the easiest way to claim your rewards.
Alior Bank – accumulation of benefits up to PLN 1,000 and 5.5% for the start
Alior Bank currently offers one of the most extensive promotions. Apply for an Alior Account, e.g. at THIS LINK, remember to enter the code BONUS1000 and claim the prizes. The total pool of PLN 1,000 includes a PLN 200 reward for quick activity, PLN 100 for currency exchange at the Kantor and up to PLN 700 in the form of 10% cashback for mobile payments (max. PLN 100 per month for 7 months). This is an ideal offer for people who actively pay with their phone or watch.
To receive the first PLN 200, you must make 5 card/BLIK transactions within 10 days of opening the account and register in the Mastercard Bezcenne Chwile program. To receive monthly cashback (up to PLN 100), you need at least PLN 3,000 and at least one login to the mobile application in a given month. However, this is not the end of the promotion, as funds up to PLN 30,000. PLN can be deposited in a Savings Account with an interest rate of 5.5% per annum for a period of 4 months.
Alior Konto. with a total bonus of up to PLN 1,000 and savings of 5.5%, you can sign up on this website »
Bank Millennium – a solid PLN 900 to start
As part of the promotion of the flagship Millennium 360° Account, Millennium Bank offers PLN 700 in cash and an optional PLN 200 for opening an account for a child. The promotion is appreciated for its transparent rules – the bank rewards you for standard use of the account, and bonuses are paid regularly in the following months.
The main condition is to perform at least 5 card or BLIK payments per month (persons up to 26 years old – only 1 payment) and ensuring receipt of min. PLN 1,000 from another bank. It is also required to log in to the mobile application and maintain marketing consents until the last tranche of the prize is paid.
You can open a Millennium 360° account with a bonus of up to PLN 900 on this website »
PKO BP – Allegro Klik with cashback up to PLN 1,200
The largest Polish bank, in cooperation with Allegro, introduced the Allegro Klik service. Instead of a one-time bonus, customers receive moneyback for shopping on the platform, which generates significant savings when shopping online on a regular basis.
Create, for example, PKO Konto za Zero, using THIS LINK, then connect your PKO BP account with your Allegro account and pay with the new “Allegro Klik” method. You can earn up to PLN 100 back per month (5% of the purchase value for the first 30 days, then 3%). Additionally, the bank offers Allegro Smart! for 6 months for a symbolic PLN 1 for those who activate the service.
You can open an account with PKO BP, with the Allegro Klik service and refunds up to PLN 1,200, on this website »
Santander Bank Polska – PLN 800 and 5% on the deposit
Santander combines the cash benefit with attractive interest rates on savings. The bank relies on modern identity verification via e-ID or selfie, which speeds up the account opening process and is additionally rewarded in the promotion. You can apply for a Santander Account, e.g. at THIS LINK.
The prize of PLN 800 is paid in stages. In each of the four subsequent months, the impact of at least PLN 1,000 and make card/BLIK payments for a minimum amount of PLN 300. It is also required at least one login to the Santander Mobile application per month. Additionally, new customers can set up a three-month deposit at 5% per annum. The promotional deposit is limited to PLN 50,000.
You can open a Santander account with a bonus of up to PLN 800 and a 5% deposit on this website »
VeloBank – flexible 6.5% for new funds
VeloBank remains a leader in the savings category, offering one of the highest market rates without having to freeze capital on a term deposit. The 6.5% rate applies to new funds up to PLN 50,000. zloty. The condition for maintaining the increased interest rate is to have a VeloKonto and perform at least: 5 card or BLIK payments in each month of the promotion.
You can open a Flexible Savings Account at 6.5% per annum on this website »
Bank Pekao SA – PLN 450 bonus and 5% for savings
To get up to PLN 450 in rewards at Pekao, you must first apply for Konto Przerożne via THIS LINK. The deadline for this is March 31 this year, but the sooner you open an account, the sooner transfers from the bank will be sent to you. The first PLN 100 is received for opening an account via the mobile application.
The bank pays another PLN 300 in three installments of PLN 100 each, provided that at least: 5 card payments and ensuring min. PLN 500 credited to the account in each of the next three months. The offer is complemented by PLN 50 for adding the card to the digital wallet and making at least one transaction within 7 days of signing the account agreement and 5% per annum for 3 months up to PLN 100,000 on the Savings Account.
You can open a Przerożne account with a bonus of up to PLN 450 on this website »
Or maybe you are looking for a business account? The stakes are much higher here…
Bank Millennium – My Business Account and up to PLN 4,200
The Millennium Promotion – My Business Account is currently the highest bonus for entrepreneurs on the Polish market. The bank rewards a wide range of activities – from the very fact of setting up a company through the banking system to the active use of a payment terminal.
The bonus is divided into several parts: up to PLN 500 for opening a company, up to PLN 500 for transfers to ZUS, up to PLN 1,600 refund for fuel and up to PLN 1,600 for a payment terminal. Importantly, after opening an account, every month for 5 consecutive months, ensure receipts of at least PLN 1,000 to the account opened under the promotion and pay at least PLN 500 by card issued for the account or BLIK.
You can open a Moje Biznes account with a record bonus of up to PLN 4,200 on this website »
Santander Bank Polska – PLN 3,600 for an active business
The Online Business Account in Santander is unconditionally free, which, combined with the cash bonus, makes it one of the most profitable offers for small businesses. According to the regulations, in order to receive PLN 1,200 in a given month, you must make a total of: a transfer to ZUS for a minimum of PLN 100, at least 5 card payments to the Online Business Account or 5 Blik payments, and ensure receipts to the account for a minimum of PLN 5,000.
We can receive bonuses for a maximum of 3 months, and we have 4 months to meet the conditions, which means an additional chance if the conditions are not met in one of the months.
You can open an Online Business Account with a bonus of up to PLN 3,600 on this website »
ING Bank Śląski and PLN 3,600 in a promotion for companies
ING offers a bonus for modern companies that want to manage their finances remotely. The offer rewards regularity and the use of products supporting business development. You can create a Promotional Direct Account for the Company at THIS LINK.
Every month you can gain up to PLN 250, which gives you a total of PLN 3,000: PLN 50 for a transfer to ZUS, min. PLN 300, PLN 50 for card payments min. PLN 1,000, PLN 50 for min. turnover PLN 1,000 on a terminal or eterminal, PLN 50 for using the Accounting Office at ING and PLN 50 for a turnover of min. PLN 1,000 in the imoje payment gateway. An additional PLN 600 is paid once if you take out a lease worth min. PLN 50,000.
You can open a Direct for Business account with a bonus of up to PLN 3,600 on this website »
* * *
“We screen promotions” is an original series of articlesin which the editors of Bankier.pl give suggestionshow to make money on your bank accounts. We analyze the latest offers, explain the tricks and suggest the easiest way to win the prize.
The publication contains affiliate links.
