Residents of the Krasnoyarsk Territory can place their savings on a time deposit with a yield of up to 16.2% per annum

PSB Bank increased the profitability of time deposits “Strong Rate”, “My Income” and “Stable Income” when placing funds for periods of six months and a year. The increase in bank deposit rates amounted to 0.9 percentage points.

With the “Strong Rate” deposit*, PSB clients can receive a maximum return of up to 16.2% per annum on new money when placing funds for three months. The deposit conditions are especially attractive for new bank clients who have not previously kept savings in PSB accounts. When placing funds for six months, the maximum return on the deposit will be up to 15.3% per annum, and when opening for a year – 14.2%. The minimum amount to open a deposit is 100 thousand rubles.

For the “My Income” deposit**, the maximum rate of 15.6% per annum is provided for clients receiving a pension on a PSB card when placing funds for six months. Also, an increased interest rate on the deposit is valid for the bank’s salary clients. The minimum amount to open a deposit is 100 thousand rubles.

For the “Stable Income” deposit***, the maximum rate of 15.0% per annum is valid when placing funds from 3 million rubles for six months. When opening a deposit for the same period, but a smaller amount, the return on the deposit will be 14.5% per annum. Interest on the deposit is paid monthly to another account opened with PSB.

“Taking into account the rate of reduction in the key rate, deposits make it possible to fix current profitability for the next six months or a year. PSB offers a whole line of deposits, each of which is designed for different financial capabilities and goals. Clients can choose a savings solution that is convenient for them and receive passive income without additional effort,” says Maria Batashova, deputy regional director for retail business development of PSB in Krasnoyarsk.

The amount of deposits is insured by the state for a total amount of 1.4 million rubles.

You can obtain detailed information about PSB deposits at the bank offices:

• Krasnoyarsk, st. Surikova, 16;
• Krasnoyarsk, pr-t them. newspapers Krasnoyarsk worker, 33;
• Zheleznogorsk, st. Lenina, 26;
• Minusinsk, st. Abakanskaya, 55.

Telephone: +7 906 911-34-00

*Deposit “Strong bet”. The deposit currency is rubles. Interest rate from 11.0% to 16.2%. Validity periods: 91, 181, 367, 547 and 731 days. Amount from 100 thousand rubles. Deposit without the possibility of replenishment. Deposit transactions are not provided for. The deposit is extended no more than three times under the terms of the “My Benefit” deposit. Payment of interest at the end of the term to the deposit account. Early termination at the “On Demand” deposit rate. Closing a deposit over 2.5 million rubles. at the bank office. Additional conditions: the “Strong Rate” deposit is opened at an increased rate, which is applied to an amount calculated as the deposit amount increased by the total balance of funds located on the client’s current accounts (including savings accounts and for which bank cards have been issued), deposit accounts at the beginning of the operating day on the date that occurred 7 days before the date of opening the deposit (minus the funds used to make deposits from these accounts) and minus the total amount of the maximum balance funds on the specified client accounts that were in such accounts during the 3 months preceding the date of opening the deposit (excluding 7 days before the date of opening the deposit) and the base rate, which is calculated on the difference between the amount of the opened deposit and the amount on which the increased rate is charged. Increased annual interest rates: 91 days – 16.2%; 181 days – 15.1%; 367 days – 13.5%; 547 days and 731 days – 12.0%. Basic annual interest rates: 91 days – 13%; 181 days – 14.1%; 367 days – 12.5%; 547 days and 731 days – 11.0%. Opening a deposit is possible in PSB offices, on the Internet and in mobile banking if the client has a valid agreement for comprehensive banking services for individuals at PSB.

*Deposit “My income”. The deposit currency is rubles. Interest rate from 11.5% to 15.6%. Validity periods: 91, 181, 367, 547 and 731 days. Amount from 10 thousand RUR. Replenishment within 30 days after opening. Deposit transactions are not provided for. The deposit is extended no more than three times under the terms of the “My Benefit” deposit. Payment of interest at the end of the term to the deposit account. Early termination at the Demand Deposit rate when closing the deposit before the expiration of 90 days from the date of opening; if closing after 90 days, ½ rate is paid. Guaranteed annual rates: 91 days – 13.50%; 181 days – 14.6%; 367 days – 13.4%; 547 and 731 days – 11.50%. Supplements to guaranteed rates are provided: 1% for pensioners when receiving a pension into an account in the PSB from the Social Fund of Russia, or when submitting an application to the Bank to the Social Fund of Russia to transfer a pension to an account opened in the PSB; 0.5% for clients receiving wages from an employer on a PSB card; 0.6% for PSB clients – owners of the “Orange Premium Club” and “Orange Premium Club+” service packages. Opening a deposit is possible in PSB offices or ATMs, on the Internet and mobile banking if the client has a valid agreement for comprehensive banking services for individuals at PSB. With a deposit amount of 10 to 100 thousand R, opening is possible only at PSB ATMs.

*Deposit “Stable income”. The deposit currency is rubles. Interest rate from 11.0% to 15.0%. Validity periods: 181, 367, 547 and 731 days. Amount from 100 thousand rubles. Deposit without the possibility of replenishment. Deposit transactions are not provided for. The deposit is extended no more than three times under the terms of the “My Benefit” deposit. Payment of interest monthly to another account in the PSB – a demand deposit account, a current account or an account of any bank cards, except credit cards. Annual interest rates for placements up to 3 million RUR: 181 days – 14.5%; 367 days – 13.4%; 547 days and 731 days – 11.0%. Annual interest rates for placements of RUR 3 million or more: 181 days – 15.0%; 367 days – 13.9%; 547 days and 731 days – 11.5%. Opening a deposit is possible in PSB offices, on the Internet and in mobile banking if the client has a valid agreement for comprehensive banking services for individuals at PSB.

Detailed information is available on psb.ru, by phone 8 800 333 03 03 (24 hours a day, free calls within Russia) or at bank offices. Information is current as of the date of publication. Advertising. PJSC Bank PSB. Universal license No. 3251 dated April 1, 2025

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