Great cashback with a Citi card. Up to PLN 1,200 cashback on daily payments

Citi Handlowy runs a promotion for new card holders Citi Simplicity: up to PLN 1,200 refund per year for regular, daily payments. The mechanism is simple — you spend at least PLN 300 a month, you get it back PLN 100 to the card account. The reward is guaranteed.

Citi Handlowy has launched an offer “Great cashback from Cardsą Citibank Credit.” In practice, it is an annual refund programfor card transactionsą: if you do the required turnover every monthót, the bank returns PLN 100ł. You will collect maximum this wayób 1200 zł in 12 months. The promotion lasts until December 3, 2025 or until the pool of 2,000 um is exhaustedthat.

How toto combine

To register for the promotion, please complete the form available at THIS LINK. After a positive credit decision, you activate the card in the Citi Mobile application or Citibank Online. The electronic version of the card can be used even before the plastic is delivered, because payments can be added to Apple Pay or Google Pay.

Obtaining condition cashback

• you spend at least PLN 300 per month with the card for 12 consecutive months. For each month when the condition is met, you receive PLN 100 on your card account

What else is worth knowing

• promotion period: until December 3, 2025 or until the pool of 2,000 um laststhat,
• maximum refund: up to PLN 1,200 (12 × 100 zł),
• the offer is for new Citi credit card holders,
• Inthe PLN 300 condition is calculated for each month separately – no threshold in a given month means no PLN 100 refund for that period.

You can apply for a Citi Simplicity credit card, with cashback up to PLN 1,200, on this website, APR 19.91% »

How much is it

In the first year, the bank does not charge a fee for issuing and servicing the card. After this period, the monthly fee is PLN 12, but it can be avoided if you make transactions of at least PLN 1,000 in a given month. You can also close the card and not use it. Limit interest-free for non-cash transactionsfor those, it is up to 56 days.

Cards only for the financially disciplined!

As usual, I would like to remind you that a credit card is a product for financially disciplined people. It should not be used by people who have a disregard for spending money.

Benefits of using credit cards

When used wisely, a card can bring a number of benefits.

• You use the bank's money and don't have to block your own money right away. If you repay the debt on time interest-freethen you do not incur any costs for using the card. Period interest-free reaches up to 56 days (the card works in a similar way to popular deferred payments).
• Thanks to the card, you can learn how to plan your expenses because you can see everything on your statement and you won't miss anything like when you pay with cash.
• The card gives you access to lower interest installment transactions. You can divide any transaction over PLN 100 into installments, which is slightly cheaper than regular card repayment (APR is 17.23% vs. 19.91%).
• You gain access to discounts of up to 50%, vouchers and surprises from the bank's partners (e.g. 10% discount in the restaurant program). The bank's customers also have access to the Mastercard Priceless Moments Program, in which rewards are received for card transactions.
• You are protected by chargeback. In case of problems with obtaining goods or an incorrectly completed order, the bank helps to recover money from the seller.
• The card helps build creditworthiness. If you plan to take out a home loan in the future, a systematically repaid card may be proof that you have a handle on your finances and have control over your loans.

YesIf you pay for everyday purchases by card anyway, this promotion allows you to do so “will recoverć” up to PLN 100 per month for a year. The condition is permanent and easy to check. In addition, there is a year without card fees and the possibility of paying by phone and watch. The limit of places is 2,000 umand the duration is until December 3, 2025.

You can apply for a Citi Simplicity credit card, with cashback up to PLN 1,200, on this website, APR 19.91% »

“We X-ray Promotions” is an original series of articles in which the editors of Bankier.pl suggest how to make money on bank accounts. We analyze the latest offers, explain the tricks and suggest the easiest way to win the prize.