Inviolable savings. Men have more financial liquidity than women

72 percent The surveyed men do not finance daily expenses from savings – according to BIG InfoMonitor and BIK data. At the same time, over 1.5 million men have nearly PLN 60 billion of overdue debts, which is 70 percent. debt of all Poles.

The study performed for BIG InfoMonitor shows that only 28 percent Men reaches for their budget reserves to meet their daily needs. The most common categories of expenditure financed from savings are: grocery purchases (34 percent), fixed fees (32 percent), medical services (31 %) and medicines (26 %). In turn, he allocates a hobby, entertainment or animals: 14, 13, 9 percent of the gentlemen.

Men less often reach for savings for everyday needs, which may indicate that they have more financial liquidity or that they are better controlling expenses – the main analyst of BIG InfoMonitor Waldemar Rogowski assessed.

He also noticed that gentlemen statistically more often held higher positions, which can translate into greater financial freedom and less risk of reaching for savings.

At the same time – this is the result of Big InfoMonitor data – over 1.5 million men have nearly PLN 60 billion of overdue debts, which is 70 percent. debt of all Poles. Analysts also noted that in the last 3 years the number of unreliable payers among men has decreased by over 110,000, but the amount of expired debt has grown by PLN 3 billion. “On average, there are currently over 38 thousand per one. PLN arrears – this is more compared to the data from July 2023 by PLN 4,135” – calculated.

According to the president of BIG InfoMonitor Paweł Szarkowski, these data show that men have a higher propensity to financial risk, more often make risky decisions, which can lead to difficulties in repayment of commitments. He also drew attention to social and cultural pressure, which to make men to take loans for a house, car, education of children without proper security.

Studies also show that men use financial advice, debt restructuring or assistance programs less often, which can deepen their problems. – Men also declare that financial decisions make financial decisions under impulse, which can lead to ill -considered obligations and lack of reserves for repayment or use of the savings collected for this purpose – sums up the president of Big Infomonitor. (PAP)

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