publication
2025-09-30 06:00
Deposits for new funds are one of the above -interest deposits on the market. Customers who decide to open this type of product at the very end of September can count on a rate of 4.90 percent. per year. In the case of leading offers, however, it will be necessary to meet one more additional condition to use a given rate.
Tuesday is on Bankier.pl a day with deposits. Although all cyclical combinations have already appeared in the portal this month, we do not leave tradition and publish an additional ranking for those looking for interesting offers in banks. This time we took a closer look at the best deposits with a condition for paying new funds. Unlike traditional combinations for a month, quarter, half a year and a year in this ranking one bank may appear more than once. The order in the table depends only on the interest rate offered.
The best deposits with a condition for new funds
|
The highest interest -bearing deposits for new funds – September 2025. |
|||||
|---|---|---|---|---|---|
|
LP. |
Bank Deposit |
Ok. [p.a.] |
Period |
Quota restrictions |
Other Additional Conditions than the payment of new funds |
|
1. |
New bank Newdeposit 3m profit Compare others |
4.90% |
3m |
up to PLN 1 million |
having a deposit account |
|
2. |
Nest Bank Nest Lokata new funds Submit an application |
4.60% |
3m |
up to PLN 2 million |
having a personal account |
|
3. |
Nest Bank Nest Lokata new funds Submit an application |
4.50% |
6m |
up to PLN 2 million |
having a personal account |
|
4. |
BOŚ Bank Deposit for new funds (online banking) Compare others |
4.35% |
3m |
from PLN 1,000 |
having a personal or savings account |
|
5. |
Santander Consumer Bank Mobile deposit new funds Compare others |
4.30% |
3m |
up to 400 thousand zloty |
lack |
|
Santander Consumer Bank Mobile deposit new funds Compare others |
4.30% |
4m |
up to 400 thousand zloty |
lack |
|
|
6. |
Credit Agricole A deposit for new funds Compare others |
4.25% |
3m |
up to 100,000 zloty |
having a personal account |
|
7. |
Santander Consumer Bank Online deposit new funds Submit an application |
4.20% |
3m |
up to 400 thousand zloty |
lack |
|
Santander Consumer Bank Online deposit new funds Submit an application |
4.20% |
4m |
up to 400 thousand zloty |
lack |
|
|
Velobank A deposit for new funds Submit an application |
4.20% |
2m |
Up to 190 thousand zloty |
Expressing marketing consents |
|
|
8. |
mBank Deposit in promotion Submit an application |
4.10% |
3m |
200 thousand zloty |
having mkonta intensive |
|
9. |
BOŚ Bank Deposit for new funds (online banking) Compare others |
4.05% |
6m |
from PLN 1,000 |
having a personal or savings account |
|
10. |
Alior Bank A deposit for new funds Compare others |
4.00% |
3m |
200 thousand zloty |
lack |
|
Bank Millennium A deposit for new funds Submit an application |
4.00% |
6m |
from PLN 1,000 |
having a personal account |
|
|
New bank NowyDePosite 6m profit Compare others |
4.00% |
6m |
up to PLN 1 million |
having a deposit account |
|
|
Credit Agricole A deposit for new funds Compare others |
4.00% |
6m |
up to 100,000 zloty |
having a personal account |
|
|
PKO Bank Polski A deposit for new funds Compare others |
4.00% |
3m |
250 thousand zloty |
having a personal account |
|
|
Santander Consumer Bank Mobile deposit new funds Compare others |
4.00% |
6m |
up to 400 thousand zloty |
lack |
|
|
Santander Consumer Bank Online deposit new funds Submit an application |
4.00% |
6m |
up to 400 thousand zloty |
lack |
|
|
Velobank A deposit for new funds Submit an application |
4.00% |
3m |
Up to 190 thousand zloty |
Expressing marketing consents |
|
|
Source: Own study Bankier.pl based on interest rates and bank websites, status on September 29, 2025. |
|||||
It ranks first in the ranking New bankwhich on the deposit Newdeposit 3m profit offers 4.90 percent per year. The offer is addressed to people who, apart from the requirement of new funds, will meet the condition of having a deposit account. You can donate up to PLN 1 million for this quarterly deposit.
She was in the second and third position Nest Lokata new funds From Nest bank. The offer for 3 months was slightly higher due to the better interest rates, which is 4.60 percent per year. The proposal with twice as long is covered by the rate by 0.10 pp. lower. These are further deposits with the requirement to have an account – in this case the personal account Nest Account. PLN 2 million is a limit of payments designated by the bank.
The eye was checked below A deposit for new funds From BOŚ Bank Available in online banking. The quarterly deposit has a rate in the amount 4.35 percent per year. Personal or savings account holders have access to this offer. You can pay any amount to this deposit, which is not lower than PLN 1,000.
4.30 percent annuallyin turn, this is a proposal Santander Consumer Bank. Such a rate is listed at Mobile deposit new funds for 3 or 4 months. The bank does not apply other requirements for interested customers – just pay new funds. The offer is available in the mobile application. You can pay up to the deposit up to PLN 400,000.
The publication contains affiliate links.
