The authorities expect to collect almost 600 billion rubles of tax from the deposits of Russians

The growth of population deposits in banks will be a good help for the budget. Ministry of Finance calculates Next year, receive 568 billion rubles. interest tax. This is almost twice as much as this year, and 1.4% of the expected budget revenues (40.3 trillion rubles).

The budget receives double benefits: the deposits themselves and interest rates on them are growing. For the past two years, about 10 trillion rubles have been added to banks in banks. and on September 1 reached 61.2 trillion rubles. data Central Bank.

Two -thirds of this money are placed on fixed -term deposits, the rest in current accounts – as if they are instilled, accumulative, for which interest is also accrued. Without interest, Russians hold less than 7 trillion rubles in banks.

The personal income tax is charged from all interest on deposits minus a million rubles, multiplied by the maximum key rate during the year. Last year, it is 210 thousand rubles, this is most likely to be the same in this. The deposit tax was introduced since 2021, but after the outbreak of the war they decided not to take it. The Russians first paid this tax in 2024 – from interest on deposits for 2023. Then the fees amounted to 110.7 billion rubles, this year 304.6 billion rubles were expected.