In recent months, Poles have started to postpone the funds for individual retirement security accounts (IKZE) much faster and more. As explained by Wyborcza.biz, which refers to the KNF data, the value of IKZE assets at the end of June 2025 amounted to PLN 14.31 billion.
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Half a year earlier, the amount was PLN 12.11 billion, at the end of December 2023, it was just over PLN 9.19 billion, while at the end of 2022 the value of assets was just over PLN 6.6 billion. This means a faster rate of transferring funds to IKZE accounts by Polish and Poles.
As a reminder: an individual pension security account (IKZE) is one of the tools of voluntary retirement that works next to an individual retirement account (IKE). Its main goal is to enable the accumulation of additional funds for the future.
Poles suddenly started saving for retirement. Use their ikze
According to Wyborcza.biz, men more often save men. At the end of June 2025, there were just over 325,000, while there were 290,000 deposits to IKZE. The end of 2024 closed with the number of men from IKZE at 313 thousand. and women – 280 thousand
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One of the reasons for increasing interest in this form of retirement is the fact that IKZE uses tax preference. As the election website reminds, it consists in deducting personal income tax on this account from the base. In the case of payment of funds from IKZE, payments are taxed with a flat -rate tax at a 10 % rate, which makes this solution attractive from a financial point of view.
