Attractive interest saving solutions, no summary exchanges and Smart Hour at the BNR course, directly in the Mobile Banking application of Raiffeisen Bank

In view of the increased interest, from the last period, for saving and especially for currency saving, Raiffeisen Bank supports customers with a new 4 -month term deposits, with advantageous interest in both lei and foreign currency, over the average of the market.

This completes the varied offer of investment funds available in all currencies.

At the same time, Raiffeisen Bank offers Smart Hour customers, from Monday to Friday, on working days, between 10:00 and 11:00, for foreign exchange exchanges, Euro-Lei at the BNR course directly from Smart Mobile and access to a dynamic foreign exchange rate, updated in real time in the Mobile Banking application, so that customers can easily benefit from the market. Through this initiative, Raiffeisen Bank aims to help customers in making the best saving decisions, regardless of the currency or the term chosen, having all the necessary tools in this regard.

Saving with advantageous interest

The new term deposits are available in all 3 main currencies (RON, EUR, USD), thus providing flexibility and diversification for all customers.

For 4 -month -term deposits in RON interest rates can reach up to 6.2% per year, and for those in EUR to 2.2% on the anxi to the 4% per year for USD.

Private Banking and Premium Invest customers can access a larger range of investment and saving products, such as government securities, local and international investment funds, structured products, thus having multiple growth and diversification opportunities. Through the personal banker, they can benefit from a higher interest rate for the one offered for standard warehouses, which can be negotiated according to the value, currency and maturity of deposits.

“We observe among our customers, in the last period, a high preference for saving in general, but also an increased interest in saving and investments in foreign currency. Savings are a key element for responsible financial planning. By this offer, we want to support customers in maintaining healthy financial habits and to build it. We are the partner no. – Mihail Ion, vice president, Capital Markets Division, Banking Investment and Personal Planning Services, Raiffeisen Bank Romania

Standard deposits can be opened in just a few minutes, directly in the bank's banking application. At the same time, customers benefit from a new experience, much improved, opening the warehouses in Raiffeisen Smart Mobile, in which they find more details and benefits, and in addition they can use the new simulator to calculate the interest rate to maturity, depending on the amount and product chosen.

The offer on warehouses launched by Raiffeisen Bank is valid until June 3, 2025.

Smart Hour to BNR course and real -time currency exchange, without sum, directly in Smart Mobile

“We understand how important it is for our customers to have more control over personal finances and a faster reaction capacity in market changes. Therefore, we offer Smart Hour customers for foreign exchange exchanges, Euro-Lei at the BNR course, preferential foreign exchange margins, transparency of an updated course in real time, Choose the best opportunities in the market during active trading hours ” – Mihail Ion, vice president, Capital Markets Division, Banking Investment and Personal Planning Services, Raiffeisen Bank Romania

Why choose a dynamic exchange rate, directly in the Mobile Banking app

So far, users were often dependent on fixed or updated quotations at a certain interval, which could lead to additional costs or lost opportunities. Through dynamic quotations, customers can view real -time currency fluctuations and carry out transactions at the most advantageous rates available at that time. There is no need to trade at historical prices and can actively track the foreign exchange market. With a clear image of the evolution of the exchange rates, users can choose the optimal time to buy or sell currency, thus maximizing the value of their transactions.

Article supported by Raiffeisen Bank