May 3 14:40
The mortgage crisis in Russia is gaining momentum. In March, issuing increased compared to February by 13%, follows from data The Central Bank, and in total, the Russians took 142.7 thousand loans for 611 billion rubles. This is the minimum amount since 2018, when the regulator began to publish this data.
In the money, the result of January-March is also one of the worst in history, despite a strong increase in real estate prices. The average mortgage loan in March amounted to a record 4.4 million rubles. – a third more than in the spring of 2022 and approximately double Comparison Since 2019-2020
The mortgage at the current rates is issued mainly on preferential programs, primarily the Family Mortgage. In March, they accounted for 222.6 out of 257.1 billion rubles. Market loans, without benefits, are beyond the road, their share of the second month remains at the historical minimum 13% (34.6 billion rubles in March). Despite a slight decrease in bets in March (1 percentage point), a mortgage at about 28.5% attracts little borrowers, stated Central Bank.
