2025-08-29 14:05
publication
2025-08-29 14:05
People who have not yet used the Raiffeisen Digital Bank offer can gain time deposits on a new promotion. The proposed rate is 5.50 percent. per year. You can pay to the deposit to 100,000 zloty.
On August 29, 2025, it started New deposit promotion for you at Raiffeisen Digital Bank. The offer is an extension of the previous action, although some changes can be seen both in the case of the rate and the available periods.
The current offer provides for the possibility of receiving a rate in the amount of 5.50 percent per year on the deposit for 3 months or 6 months. Until August 28 this year. Only a variant for 3 months was available, although with a slightly higher interest rate – 6 percent. per year. The maximum amount of the deposit is PLN 100,000. This means maximum interest for a quarterly deposit of approx. PLN 1122, and for a deposit twice as long – PLN 2233.
They will benefit from the offer New bank clientsi.e. persons who until August 29, 2025 did not have a personal account at Raiffeisen Digital Bank. Having ROR is a prerequisite for opening the deposit. The offer is valid until September 30, 2025. or achieving the opening limit of 1000 promotional deposits.
You will set up a deposit at Raiffeisen Digital Bank on this page »
It's worth knowing about the bank
Funds stored in Raiffeisen Digital Bank are protected by the Austrian deposit guarantee system, i.e. Österreichische Raiffeisen-Sicherungseinrichtung Egen. The guarantee of deposits is the equivalent of 100,000. euro, which is the same as in the case of native BFG.
Tax issues are also important. Interest from deposits kept in Raiffeisen Digital Bank is subject not only to Polish tax obligations, but also by Austrian tax of 25%. You can get an exemption from this commitment. To this end, you need to complete the Austrian tax form (to which the link can be found on the bank's website), which should be sent to the Austrian address Raiffeisen Digital Bank. The document must be signed by an official at the Polish tax office.
You will set up a deposit at Raiffeisen Digital Bank on this page »
Ed. MDE
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