We counted the new threshold of wealth. Even less than 10 thousand are enough. PLN salary [KWOTY]

In this text, we checked what earnings entitle to enter the group of “richest” in every Polish commune. According to the new definition of German scientists We are talking about 4-5 percent population in every local government. If your earnings exceed the indicated threshold, then you may feel a local rich man.

According to economists from the Institute of German Economy in Cologne, the income division of the society is as follows: people earning 80 to 150 percent. The median is a middle class. This is not the end. From 60 to 80 percent The median is so -called lower middle class, and from 150 to 250 percent – higher middle class.

Whereas Everything above 250 percent median earnings in a given areathey are already “relatively rich” people. According to the Germans, this corresponds to about 4 percent. society, i.e. one out of 25 inhabitants.

For all of Poland, the threshold is about 13.2 thousand. PLN net for a single, 19.8 thous. PLN for a couple and 23.7 thousand PLN for a family with a small child. In the case of a larger family (with two, three or four children), the amounts are growing to 27.7, 31.7 and 35.6 thousand, respectively. PLN per month on hand.

The problem is that in the vast majority of Polish municipalities and towns such salaries remain in the sphere of dreams. People in the province usually earn less, which means that, depending on the commune, such a threshold of wealth will be different. That is why we decided to count how won is shaped in each with nearly 2.5 thousand. Polish local governments.

We presented the data collected in the Central Statistical Office on the map below. You can enter the name of your commune in the upper left corner or hover on the map. If you read this text on your smartphone, then you need to click a specific municipality to display data.

What conclusions can be drawn from the above visualization? More or less, that in Poland you can see two Basin of wealth. The first is Warsaw and its surroundings, and the second is – nomen omen – copper basin. In these two regions, salaries are noticeably higher.

Interestingly, Warsaw fell out of the podium in recent months. In terms of median remuneration, the capital currently ranks fourth – for Jerzmanowa, Podkowa Leśna and Lubin.

It means more or less that in Jerzmanowa in Lower Silesia for the title of the rich man or the most difficultbecause the single would have to earn at least 18.5 thousand. PLN on hand. A family with two children should already have a total income of nearly 39 thousand. PLN on hand to be rich in his commune.

Let the concept of “good earnings” is demonstrated by the fact that in some The “rich” municipalities of Podhale is already a single with earnings of 9.3-9.4 thous. PLN on hand per month. This is how, among others in Szaflary or Czajków. This is about half of what in Lower Silesia Jerzmanowa.

See also: The famous thinker who coined the term “new Middle Ages”: Germans are waking up, but Poland is already running

How did we count it? Methodology

In recent years, with this type of calculation, we have been based on the definition of the middle class proposed by OECD, i.e. an organization associating developed global economies.

According to its assumptions, the middle class includes people with net income in the range of 75 to 200 percent. The median salaries, while those who earn above this ceiling are already classified as wealthy.

However, do these criteria still reflect reality? German economists propose a new approach that He sheds light on differences in the way the material status is calculated, especially in the case of larger households.

Economists from Cologne defined the middle class as people with net income corresponding to 80-150 percent. Median remuneration in a given region. The status of a rich person, however, assigned those who exceed 250 percent. median. Simple at first glance, however, the assumptions become much more complicated in the case of family farms. According to researchers, calculations require not only the sum of earnings, but also household structures.

Specialists from the Institute of German Economy point out that the traditional approach, assuming to double the income in the case of steam, is too simplified. The so -called The concept of weighing needs. “It takes into account the fact that life becomes more profitable when several people live together, and that children need less financial resources than adults,” we read in the institute's last report. What's more, children's needs differ depending on their age: expenses related to a 4-year-old child will be lower than with a teenager aged 16-17.

In practice, this means that larger households They can use the so -called the benefits of the scalewhich translates into rational savings in many aspects of everyday life. Painting: a double household does not use twice as much heat, and cooking for the whole family does not require double portion in the way it may seem.

In order to precisely determine the needs, experts from Cologne assigned special scales to each family member. “The first adult in the household has a factor of 1, each subsequent adult – 0.5, and children under the age of 14 receive a factor of 0.3” – explains the Institute's report.

Thanks to this, it was estimated that the couple without children need to achieve a common income of 1.5 times the single earnings to achieve equivalent status. In the case of a family with a preschooler, a factor of 1.8 should be taken into account, while the farm with two young children and a teenager will require a coefficient of as much as 2.6.

In our calculations for simplification We assumed that all children are less than 14 years old on 3-, 4-, 5- and 6-person farms. A more detailed distinction would make our calculations too confusing and therefore less legible.