Renovation and holidays. Postpone it on it

Collecting the right amount on vacation is for 33 percent. Poles the biggest spring financial challenge; For the same group, such a challenge is renovation – according to the study “Poles own portfolio: spring challenges 2025”.

For 29 percent the respondents were among the biggest spring financial challenges Organizing Easterfor 21 percent Purchase of a new or repair of your already owned carand for 19 percent house or apartment equipment In e.g. furniture and electronics and household appliances. 17 percent indicated the arrangement and arrangement of the garden, terrace or plot. respondents – results from the study.

Expenses related to the organization or participation in events such as Weddings, communions or baptisms – This answer was chosen by 15 percent. respondents. Saving funds for planned long weekends are a challenge for 13 percent. respondents, and 8 percent indicated the costs associated with children's trips to summer and green camps.

The report describing the study also announced that 56 percent respondents plan to cover the costs of their spring challenges from current incomeand 47 percent Use savings for this purpose. Payment with money from additional work or bonuses is planned by almost 1/5 of the respondents, and 9 percent each. I want to use a credit card or postponed payments, 7 percent from a cash loan, and 6 percent considers the installment loan. Smaller percentage of Poles, because 5 percent intends to look for external sources of financing among family and friends, 3 percent indicates a loan from the workplace, and 2 percent offer of loan companies.

It was also reported that respondents asked in what spring challenge they could help them, the cash loan most often pointed to renovation – this option was marked by 38 percent. when asked. After 23 percent people would take out a loan for home and apartment furnishings as well as for holidays. The arrangement of a garden, terrace or plot from a loan would in turn finance 12 percent. respondents, and every fifth Pole would borrow money to buy or repair the car.

The study was carried out at the request of the Santander Consumer Bank by telephone method, standardized computer-assisted questionnaire interviews (CATI), conducted by the Institute of Market and Social Research (IBRIS) on January 20-27, 2025. A representative group of 1000 adult Poles using the Internet took part in the study. (PAP)

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