New bank customers can count on solid cash injections: shopping vouchers and high refunds for fuel. Bonuses for opening an account can reach up to several thousand zlotys, and in some cases, one card payment is enough to collect the bonus. Here are the latest proposals from market giants – from mBank and PKO BP to Alior Bank and VeloBank. Check where the money is lying almost on the street.
Alior Bank – PLN 200 to start and up to PLN 800 refund
The “Better with an Account” promotion lasts until February 28, 2025. To receive the first PLN 200, you must complete at least within 10 days of opening Alior Konto Plus. 5 card payments. The second part of the prize is PLN 100 (exchange bonus) – within 90 days after concluding the contract, make a one-time exchange of at least 100 currency units in the Kantor service in Alior Mobile or Alior Online,
The third part of the reward is a 10% refund of the value of card transactions made in stationary stores; its maximum monthly value is PLN 100. (Total PLN 700) In the application, it is necessary to consent to the processing of data for direct marketing purposes and to receive marketing information (electronically and by telephone), as well as enter the promotion code BONUS1000. The offer is addressed to new customers who have not had an account with Alior in the last 3 years. The account offers free maintenance with an inflow of PLN 3,000 per month.
You can open Alior Account Plus, with a bonus of up to PLN 1,000, on this website »
BNP Paribas – up to PLN 700 bonus
Registration in the “Zyskaj z Kontem” promotion is possible until February 16, 2025 (or up to the limit of 3,000 applications). The reward is paid in four tranches: PLN 100 for opening an account, expressing marketing consent and activating the card, PLN 100 for receipts, transactions and transfer, PLN 250 for subsequent activity on the account and PLN 250 for activity in the following months.
The conditions included: ensuring income to the account in the amount of min. PLN 1,000 in total each month, making at least 6 non-cash card transactions for a total amount of min. PLN 150 and an order of min. 1 transfer via online banking.
Participants may be people who have not had an account with BNP Paribas for the last 12 months. An important technical condition is the need to register on a special promotional website before submitting an application for an Open Account for You and to complete the bonus transfer data after receiving an e-mail notification.
You can open an Account Open for You, with a bonus of up to PLN 700, on this website »
mBank – PLN 200 to Media Expert and PLN 600 in cash
The campaign lasts until March 31, 2025 and is addressed to new customers who open an e-personal account via the mobile application (“selfie”) or e-ID. For opening an account and making 5 card/Blik payments in the first month, the customer receives a voucher worth PLN 200 to be used in the Media Expert network.
You can collect an additional PLN 600 thanks to the bonus for quick deposit (PLN 100), bonuses for activity in the following months and saving on the “Moje Goals” account with a promotional interest rate of 6.5%. mBank requires that the participant does not have an account there from January 1, 2021.
You can open a personal eAccount with a bonus of up to PLN 800 on this website »
PKO BP – PLN 600 for one payment per month
The “PKO Konto za Zero z bonus” promotion lasts until March 31, 2026. The rules are extremely transparent: for each of the 12 months in which you make at least one payment by card or Blik, the bank will pay you PLN 50. In this way, you can gain a total of PLN 600 per year without complicated amount requirements.
The offer is available to people who have not had a personal account with PKO BP in the last 3 years. The condition is to open a Zero Account with a debit card and to express appropriate marketing consents when signing the contract.
You can open PKO Konto za Zero, with a bonus of up to PLN 600, on this website »
VeloBank – PLN 200 “on the spot” for a business account
This quick offer for sole proprietorships (JDG) is valid until March 31, 2026. The mechanism is simple: create a VeloFirma account and, within the first month, make one transfer to ZUS or any external transfer for the amount of at least PLN 1,000.
The PLN 200 bonus is paid once to the company account. This is a great option for people who do not want to engage in long-term cashback programs, but need a modern account with a quick welcome bonus to start their business.
You can open a VeloFirma account with a PLN 200 starting bonus on this website »
Bank Pekao – PLN 450 in the benefits package
To obtain prizes, you must first apply for a Konto Przerożne account via THIS LINK. The deadline for this is March 31 this year, but the sooner you open an account, the sooner transfers from the bank will be sent to you. The first PLN 100 is received for opening an account via the mobile application. The bank pays another PLN 300 in three installments of PLN 100 each, provided that at least: 5 card payments in each of the next three months.
The offer is complemented by PLN 50 in the form of points in the Priceless Moments program and the possibility of opening a savings account at 7% per annum. The promotion excludes people who had an account at Pekao in the period from May 1, 2023 to the moment of submitting the current application.
You can open a Przerożne account with a bonus of up to PLN 450 on this website »
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“We screen promotions” is an original series of articles in which the editors of Bankier.pl suggest how to make money on bank accounts. We analyze the latest offers, explain the tricks and suggest the easiest way to win the prize.
Prepared by JM
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