publication
2025-12-09 06:00
In November and December, insurance companies continue to develop products available through banks. Pekao and Millennium now offer real estate insurance, corporate clients of PKO BP have the opportunity to cover their business, and Alior Bank offers bonuses for using the insurance offer.
Sales through banks (bancassurance) are an important insurance distribution channel. Although premiums decreased year-on-year in the second quarter, more customers took advantage of property insurance policies. Insurers recognize the potential of bancassurance and are introducing new products to banks.
Bank Pekao is developing its insurance offer in cooperation with PZU
Bancassurance is developing dynamically in Bank Pekao, which cooperates in the sale of insurance with PZU and LINK4. At the end of the third quarter, the bank's clients had already concluded 100,000 motor insurance policies in this channel, and the bank intends to continue its activities, focusing on the so-called standalone insurance, i.e. not related to a specific product. At Pekao, drivers can purchase an OC+AC+NNW+Assistance package (roadside and health assistance), selecting a convenient claim settlement option (ASO, partner workshop, any workshop other than the ASO, cost estimate); The bank also sells travel insurance.
In November PZU Dom insurance has appeared in Bank Pekao's offerwhich can be used by both customers with a mortgage loan from the bank and owners of other products. The policy covers not only the risk of fire and random events, but also damage caused by wild animals, failures of photovoltaic panels and heat pumps, and the possibility of using the help of specialists (assistance Help at home). The protection can be extended to include third party liability insurance in private life, and the insurance is available in Pekao24 online banking and the PeoPay application.
Konto Przerożne with a bonus at Bank Pekao, you can open it here »
New property insurance in Bank Millennium
At the end of November, Bank Millennium announced cooperation with Europa Ubezpieczenia, together with which it will offer real estate insurance. The policy can be purchased via the mobile application or by phone, choosing monthly, quarterly, half-yearly or annual installments with payment of the premium from a Millennium account. The maximum value of the property covered by the protection is PLN 4 million, and the scope of insurance covers not only accidental events (selected or all), theft and devastation of the house/apartment, but also items left on the balcony and terrace. It is available as an add-on Third party liability insurance in private life with automatic extension to tenant and landlord third party liability insurancethe package also includes Home Assistance with an insurance sum of PLN 10 or PLN 20,000. zloty.
You can open a Millennium 360° account with a bonus of up to PLN 900 here »
Business policies from PKO Ubezpieczenia
PKO BP corporate clients gained the opportunity to insure their business at the beginning of December. According to PKO Ubezpieczenia, PKO Firma policy is available to entrepreneurs running JDG who have a business account with PKO BP and
- employ up to 50 employees,
- own a company with assets worth up to PLN 6 million,
- achieve annual revenue of up to PLN 15 million (before tax),
- they run a business in Poland and within the scope of PKD codes covered by protection in PKO Firma.
Insurance covers not only the business premises, but also equipment and portable electronic equipmenthowever, the insurer does not require a detailed inventory of assets, but only its estimated value. PKO Ubezpieczenia also offers third party liability insurance with a guaranteed sum of up to PLN 500,000. PLN, which, depending on the business activity, can be extended, for example, to include protection for pharmacists or construction companies. In the event of interruptions in business as a result of an act of God, the insurer will be able to cover the costs of rent, utilities and part of employee remuneration for 6 months.
Insurance promotions from LINK4 at Alior Bank
Alior Bank is developing insurance offers together with LINK4, offering customers two promotions that are valid until the end of the year. People who decide to purchasing a housing policythey will receive 15% discounta if they pay the premium from an account at Alior Bank, they can count on a bonus of 15% of the amount paid (will be provided within 60 days of concluding the contract).
In case motor insurance, Alior Bank customers can count on a 13% discounthowever, if someone decides to buy a third party liability insurance/AC or third party liability insurance package with SmartCasco and pay for it from an account in the same bank, they will receive PLN 200 bonus. In both cases, insurance protection is provided by LINK4, and the purchase can be made via online banking or Alior Bank's mobile application.
You can open an account at Alior Bank with bonuses on this website »
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