Oki – Bankier.pl

The bill on personal investment accounts (OKI), which is to encourage natural persons to place savings on the capital market, was adopted by the Economic Committee of the Council of Ministers – according to the entry of the Minister of Finance and Economy Andrzej Domański.

“The implementation of OKI is an important step towards increasing the long -term building of savings and investments. It is also one of the main priorities of the government in the area of ​​competitive and innovative economy recently presented by Minister Maciej Berk” – wrote Domański on Wednesday on Facebook.

The assumptions of this project were published at the beginning of July in the list of legislative works of the government.

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The bill provides for the creation of a new form of saving and investing in the form of a personal investment account (OKI), intended for natural persons. The account will be personal and voluntary, with the possibility of payment and payment of funds at any time. The solution aims to motivate to invest voluntarily.

Account assets will be exempt from taxation to PLN 100,000. PLN, including: investment assets (shares, bonds and other financial instruments allowed to trading on the regulated market or introduced to the alternative trading system, investment funds) will be able to benefit from such an exemption in full amount (i.e. up to PLN 100,000), savings assets (cash, deposits, savings bonds) Exemptions to PLN 25,000 zloty.

The surplus of the value of assets accumulated over the limits exempt from taxation (i.e. PLN 25,000 for the savings part and PLN 100,000 for all assets) will be taxable with an estimated rate of 0.8 percent. up to 0.9 percent

Domański recently pointed out that Oki would enjoy a lot of interest if, during the first three years of their functioning, from 60 to PLN 100 billion.

The planned introduction of OKI is mid -2026.

https://www.youtube.com/watch?v=xokhrked1pa

PIF/ Mick/