Over 100 enterprises currently offer the option of paying salary via the PayPay application, which has obtained government approval. However, according to MMD LABO data, only 2.8 percent out of 20 thousand people aged 18–69 declare the use of this form of payment. Interestingly, as much as 61.9 percent respondents are aware that such a possibility exists.
According to experts, cited by the Japanese agency, digital payments will gain more popularity only when employees see real benefits in them. Currently, this solution is mainly available for full -time employees, while more casual work can be manifested in this form, for whom quick access to financial resources is particularly important.
Departure from cash despite the resistance
Another study shows that about 33 percent respondents are not interested in receiving salaries by applications, and almost half (48 percent) claims that he does not see any need.
Despite the resistance to digital payments, Japan is gradually moving away from cash. According to data from the Japanese Ministry of Economy, Trade and Industry (Meti), in 2024 non -cash payments were responsible for 42.8 percent. the total value of the transaction – thus exceeding the government target 40 percent. A year earlier than assumed. The most commonly used payment tool are credit cards (82.9 percent), followed by Payments with QR codes (over 9 %) and electronic money (4.4 percent).
