13 May 16:57
From May 12, Sovcombank reduced the base interest rate on loans over 8 million rubles for the purchase of real estate both in new buildings and on the secondary market.
Subject to regular turnover using the Halva card (that is, making at least 10 purchases for a total amount of 20,000 rubles per month, throughout the entire loan term), when purchasing an apartment or apartment in a new building, the minimum interest rate is 18.49% with a down payment of more than 50%. For contributions from 30.01% to 50%, the rate is 18.99%, and for contributions from 20.01% to 30% – 19.49%.
According to the program for purchasing real estate on the secondary market, when purchasing an apartment or apartment with Halva, the lowest rate of 18.49% per annum is applied for a contribution of more than 50% of the cost of housing. If the down payment is between 15% and 49.99%, the rate is 19.49%.
The maximum loan amount under these mortgage programs is 50 million rubles, the term is up to 30 years. Maternity capital funds can be used as a down payment.
PSC at the time of conclusion of the contract ranges from 20.453% to 24.849%. Read more about the bank's mortgage programs here.
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