Poles save to pay bills. They give up on this most often

The research was conducted by Inquiry on behalf of Nieruchomosci-online.pl.
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Saving starts with pleasure
To be able to pay their housing bills, Poles most often reduce expenses considered less necessary:
- 56 percent gives up going to restaurants and cafes
- 49 percent limits entertainment
- 45 percent reduces expenses on holiday and weekend trips
Much less often, respondents decide to save on basic needs – only 20 percent indicated reducing spending on food and children's products.
At the same time, as many as one third of respondents admitted that they do not take any action to reduce their bills. This may result from both limited opportunities for further saving and the feeling that these actions will not change much anyway.
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This is how Poles try to reduce their bills
Among people who take specific steps, activities related to daily habits and energy consumption dominate:
- 28 percent uses electricity more economically
- 26 percent invests in more energy-efficient devices
- 23 percent changes habits to use less water and gas
More “systemic” solutions are chosen less often:
- 7 percent renegotiates contracts or changes service providers
- 6 percent uses the help of a financial advisor
Bills are a source of stress
The costs of maintaining an apartment are not only a financial challenge, but also a mental one. As much as 47 percent respondents admitted that paying bills causes them stress.
Moreover, the feeling of lack of control is dominant – 64%. respondents believe that regardless of the actions taken, the bills will continue to increase.
The study shows a clear trend: Poles are trying to cut expenses where it hurts the least, but at the same time they increasingly feel that their influence on the amount of their bills is limited. This combination of rising costs and a sense of powerlessness may further increase the pressure on household budgets in the coming months.




