2025-04-27 20:00
publication
2025-04-27 20:00
39 percent respondents assessed that their financial situation deteriorated compared to last year – according to a study conducted by Santander Consumer Bank. 28 percent indicated an improvement in the financial situation. people who took part in the survey.
The Institute of Market and Social Research conducted on behalf of Santander Consumer Bank. A study of how Poles assess their financial situation. The study shows that nearly a third of respondents (32 percent) assessed that their financial situation did not change compared to last year.
“(…) 39 percent declares its deterioration. For 27 percent it is +slightly worse +, while 12 percent described it as +definitely worse +. In turn, the improvement is noticed by 28 percent of the respondents-including 21 percent described it as +slightly better +, and only 7 percent as +much better +. The most pessimistically their material situation is evaluated by people aged 50-59 of them decided that it is worse than a year earlier.
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The study shows that according to 44 percent respondents, their expenses increase with the arrival of spring compared to other seasons. People aged 40-49 (51 percent) and residents of small towns (47 percent) pointed to expenses growing at this time. But at the same time as many respondents – i.e. 44 percent. – She estimated that they did not feel the spring increase in expenses. The same percentage of society (44 percent) states that their spring expenses do not increase in relation to other periods of the year.
“In connection with the financial situation deteriorating for part of society and the growing costs of life, Poles are increasingly attempted to plan their budget. All the more they promise various spring challenges and, as it turns out, already a quarter of Poles (25 percent) plan to the spring all expenses in advance and holds on the budget. The largest group (45 percent) is trying to plan, but often exceeds the assumed budget.
The survey shows that most people who are meticulously approaching budget planning are among the inhabitants of large cities (27 percent) and people aged 50-59 (32 percent). In this age group you can also see the least spontaneous actions – only 12 percent. declares the lack of a financial plan for spring. In turn, young people (18–29 years) are more common spontaneously without accurate planning – as much as 19 percent. of them admit to this approach. At the same time, the largest percentage (54 percent) of 20 -year -olds are people who attempt to plan the budget, but often exceed it.
“Interestingly, more than half of women (51 percent) declare that they are struggling with the same challenge as the youngest. Among men, this percentage drops to 39 percent. In turn, those with greater meticulousness (29 percent) approach the planning of budget in relation to ladies (22 percent)” – said Santander Consumer Bank.
The study was carried out using the telephone, standardized computer-assisted questionnaire interviews (CATI), on 02-10 April 2025 a representative group of adult Poles took part in the study, of 1 thousand. people. (PAP)
MS/ Mick/
